Senior risk leader at Citi managing credit risk outcomes for credit card portfolios. Leading strategic risk ownership, analytics, and team collaboration for high-impact decision-making.
Responsibilities
Own end-to-end credit risk strategy for assigned credit card portfolios
Define and manage risk appetite, performance thresholds, and escalation triggers
Personally lead analysis and decision-making for high-impact or complex risk topics
Translate portfolio performance into loss, profitability, capital, and balance-sheet impact
Own enterprise ECM strategy across CLI, CLD, authorization controls, and line management
Define risk-based segmentation frameworks using behavioral, transactional, and bureau signals
Own risk strategy for new account acquisition across channels and products
Act as policy authority for complex and high-impact credit decisions
Serve as a senior model consumer for application, behavior, and collection models
Own portfolio loss forecasting and scenario analysis
Personally lead deep-dive analytics on complex or ambiguous risk problems
Shape enterprise credit risk standards and best practices.
Requirements
10–18+ years of experience in credit card risk, consumer lending, or portfolio risk management
Bachelor’s or Master’s degree in Statistics, Economics, Mathematics, Engineering, or related quantitative fields
Expert-level understanding of credit card risk lifecycle and risk economics
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