Hybrid Assistant Vice President, Consumer Credit Risk

at Citi

• Job title: Assistant Vice President, Consumer Credit Risk
• Job type: Full Time
• Experience level: Lead
• Salary: Not specified
• Degree requirement: Bachelor's Degree
• Tech skills: SQL
• Location requirements: Hybrid, Mumbai, India

About the role

• AVP managing consumer credit risk activities, ensuring data integrity and regulatory compliance. Collaborating with stakeholders to foster innovation and operational excellence within risk management.

Responsibilities

• Overseeing the end-to-end lifecycle of credit risk data
• Ensuring accuracy, integrity, security, and quality of data
• Implementing robust data governance frameworks and controls
• Managing data integration from various sources, especially third-party credit bureaus
• Ensuring strict adherence to legal and regulatory standards (FCRA, OCC, CFPB, Federal Reserve)
• Identifying, assessing, and mitigating risks related to data quality, credit risk models, and regulatory non-compliance
• Acting as a key liaison and collaborating with internal stakeholders (e.g., Risk, IT, Compliance, Legal, Finance, Business units)
• Leading initiatives to drive automation, enhance efficiency, and improve scalability of data management, testing, and compliance
• Contributing to the development and implementation of credit risk strategies.

Requirements

• Bachelor's degree in a relevant field (Finance, Risk Management, IT)
• Master's degree or specialized certifications (credit risk, data governance, financial analysis) are highly advantageous
• Proven experience in consumer credit risk management or financial services
• Deep understanding of credit risk models, decisioning systems, and regulatory reporting
• Strong capabilities in data analysis, data integration, and managing complex data sets
• Proficiency with relevant technical tools and platforms (e.g., SAS, SQL)
• Strong analytical mindset to interpret complex data and identify issues
• Exceptional verbal and written communication skills
• Solid understanding of the regulatory landscape affecting credit reporting and risk management.
• Experience in ensuring compliance.

Benefits

• Citi is an equal opportunity employer
• Qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
• If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.