SIU Field Investigator responsible for investigating Florida PIP fraud in South Florida. Looking for bilingual candidates to manage complex claims and provide guidance on fraud detection.
Responsibilities
Conduct field-based investigations on suspicious bodily injury and property damage claims, with a strong emphasis on Florida PIP exposure
Lead and participate in Examinations Under Oath (EUOs), including preparation, documentation, and coordination with legal counsel
Investigate potential fraud schemes, including staged accidents, medical clinic activity, and organized fraud patterns
Perform in-person interviews, recorded statements, scene inspections, and neighborhood canvasses as part of active investigations
Independently manage assigned investigations from referral through resolution, including evidence development and reporting
Document investigative findings clearly and thoroughly within claim systems and written reports
Partner with Claims, Legal, and external stakeholders to support claim decisions and litigation as needed
Identify and report suspicious activity to the Department of Insurance (DOI) in accordance with regulatory requirements
Provide guidance and training to internal teams on identifying potentially fraudulent claims
Maintain and leverage relationships with SIU peers, law enforcement, attorneys, and industry contacts
Stay current on Florida statutes, PIP regulations, and emerging fraud trends within the South Florida market
Meet individual performance goals and maintain consistent communication with leadership
Requirements
Bachelor’s degree or equivalent work experience required
Minimum of 5 years of SIU or investigative experience within a P&C insurance
Direct experience with Florida PIP claims, bodily injury investigations, and medical clinic investigations required
Prior experience conducting or supporting EUOs strongly preferred
Property damage investigative experience is a plus
Bilingual in English and Spanish or English and Haitian Creole (required)
Active Florida Adjuster’s License required prior to start date
Ability to obtain Florida Notary (including Remote Online Notary) within 30 days
Strong understanding of Florida PIP regulations, fraud indicators, and investigative techniques
Strong written and verbal communication skills, including report writing and stakeholder communication
Proficient in claims systems, investigative tools, and general PC applications
Demonstrated professionalism, sound judgment, and integrity in handling sensitive investigations
Ability and willingness to travel regularly throughout Miami-Dade and Broward County
Benefits
Health insurance
Flexible work arrangements
Professional development opportunities
Job title
Bilingual SIU Field Investigator – North Dade/Broward County
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