Onsite Commercial Equipment Finance Representative IV

Posted 2 hours ago

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About the role

  • Commercial Equipment Finance Rep handling leasing customer relations and business development. Focused on risk management and compliance within bank's policies and guidelines.

Responsibilities

  • Solicits, develops, and manages credit relations with leasing customers
  • Initiates contacts for developing new sources of business
  • Cultivates and maintains relationships with numerous sources of new business
  • Arranges personal meetings with prospects to explain leasing services, rates, and terms of lease agreements
  • Interviews prospective lessees to develop background information to determine acceptable credit risk
  • Communicates subsequent investigation results to lessees and initiates lease contract formation where applicable
  • Coordinates the appraisal of equipment to be leased
  • Ensures collateral is evaluated within standard practices
  • Prepares market competitive and profitable lease quotes
  • Structures, designs, and proposes viable lease transactions
  • Works closely with tax and legal specialists to ensure compliance with applicable laws and regulations
  • Manages ongoing customer relationships by monitoring market conditions

Requirements

  • Bachelor's degree preferred
  • 7+ years of experience with a finance/leasing company in sourcing, developing, and closing lease transactions
  • Excellent organizational skills
  • Independent self-starter and proactive marketer
  • Ability to build and maintain long-term relationships with lessors and senior level management with appropriate companies in region
  • Polished professional sales, marketing, and presentation skills
  • Excellent oral and written communication skills
  • Comprehensive financial analysis and financial selling skills (knowledge of FASB 13, cash flow, balance sheet, and profit and loss effects of leasing)
  • Excellent working knowledge of word processing, spreadsheet, and pricing software
  • Expertise with the HP12C or HP17B calculator.

Benefits

  • Comprehensive benefits
  • Differentiated compensation offerings
  • Total Rewards programs
  • Opportunities for professional development

Job title

Commercial Equipment Finance Representative IV

Job type

Experience level

SeniorLead

Salary

Not specified

Degree requirement

Bachelor's Degree

Location requirements

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