Lead Data Scientist providing data science expertise and technical leadership for Caterpillar aftermarket parts forecasting. Managing complex analytics processes and ensuring accurate insights generation for critical business decisions.
About the role
- Senior Credit Strategy Analyst designing credit underwriting strategies for credit card future at SoFi. Collaborating with Data Science to innovate machine learning models and improve performance.
Responsibilities
- Architect credit underwriting, pre-screen targeting, A/B testing and credit limit assignment strategies.
- Utilize deep analysis to power the future of credit card, using a comprehensive data ecosystem including multi-product internal data, credit bureaus and alternative data.
- Seek to drive continuous improvements in strategies and processes.
- Work collaboratively with the Data Science team to design new machine learning models.
- Partner closely with implementation teams to accurately deploy new strategies.
- Work with other business partners across Business Unit, Operations, Marketing, Finance, Legal and Compliance etc. to deliver successful business results.
- Understand credit risk and develop approaches to mitigate loss and responsibly grow revenue.
- Monitor performance of strategies and portfolios.
- Document and communicate results and escalate issues as necessary.
- Identify gaps/opportunities and drive actions.
Requirements
- Master’s degree (or its foreign degree equivalent) in Computer Science, Finance, Mathematics, Statistics, Business Administration, Engineering (any field), or a related quantitative discipline, and three (3) years of experience in the job offered or in any occupation in related field.
- Special Skill Requirements: (1) credit risk strategy; (2) consumer credit analytics; (3) credit strategy analytical life cycle; (4) analytical strategy development; (5) customer performance data; (6) bureau attributes; (7) EXCEL; (8) SQL; (9) Python; (10) Decision Trees; (11) regression; (12) logistic regression; (13) A/B testing; (14) Tableau. Any suitable combination of education, training and/or experience is acceptable.
Benefits
- To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
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