Senior Credit Risk Manager reviewing large merchant credit risk exposures at Worldpay. Collaborating with teams to analyze financial statements and recommend credit decisions in a hybrid work environment.
Responsibilities
The primary responsibility of the Worldpay Credit team member is to review large credit risk exposure accounts with a focus on the merchant’s credit fundamentals.
Analysis is performed to ensure adequate financial strength in relation to the potential exposure generated from the payment processing relationship.
Perform thorough financial analysis on prospective and current merchants, while collaborating with internal and external partners to mitigate and manage risk to Worldpay.
Obtains and reviews the financial statements of merchants
Performs extensive analysis of financial statements and providing an assessment of their credit profile and making supportable recommendations for exposure
Effectively evaluates complex business arrangements and structures; able to dive deep into the background and operations of a merchant.
Recommend and establish appropriate credit limits and collateral to minimize and manage risk; Position may be granted credit authority
Communicates effectively and professionally with internal and external clients
Exercises sound judgment in assessing potential regulatory and reputational risks
Monitors and communicates credit concerns to management
Requirements
7+ years of experience analyzing and spreading financial statements, performing credit analysis and drafting credit memos
Effective communication skills; attention to detail
Strong judgment and decision-making skills
Self-starter, able to work independently; possesses a strong sense of ownership
Ability to creatively solve problems and achieve company objectives
Time management skills with ability to multitask
Knowledge of merchant acquiring services and the payment processing industry
Degree in Finance, Accounting, or similar formal credit training
Benefits
A multifaceted role with a high degree of responsibility and a broad spectrum of opportunities for growth and development within a growing team.
The opportunity to focus on a broad range of industries and financial topics.
A work environment built on collaboration, flexibility and respect
A competitive salary and benefits designed to help support your lifestyle and well being
Job title
Senior Credit Risk Manager – US Large Credit Risk, Merchant Underwriting
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