Hybrid Senior Credit Risk Analyst

at Citi

• Job title: Senior Credit Risk Analyst
• Job type: Full Time
• Experience level: Senior
• Salary: $77,280 - $115,920 per year
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Getzville, United States

About the role

• Credit Risk Senior Analyst handling credit analysis and risk management for Citi’s Real Money Funds. Collaborating with underwriting and risk partners to monitor credit portfolios and industry trends.

Responsibilities

• Assess the credit and financial strength of Citi’s Real Money Funds Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
• Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Funds Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
• Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Underwriting Team Leads, 2LoD Risk Partners and BCMA partners
• Review and provide recommendation on the risk rating across the Funds sector
• Partner with regional and industry stakeholders in Underwriting, 2LoD, and BCMA in the implementation of credit assessment and monitoring standards for applicable portfolios
• Support ICG Risk Analysis Voice of the Employee (VOE) initiatives
• Travel (less than 10%)

Requirements

• 3-5 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
• Strong knowledge of Wholesale Credit Processes and organizational awareness including ICM Risk Analysis (ICM) functions, covered portfolios/products, and processes
• Sound understanding of policies and procedures with the ability to execute change seamlessly
• Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks
• Solid and thorough knowledge of Citi´s systems
• Experience in preparing presentations for seniors
• Full awareness and adherence to the control environment including Quality Assurance and Quality Control

Benefits

• medical, dental & vision coverage
• 401(k)
• life, accident, and disability insurance
• wellness programs
• planned time off (vacation)
• unplanned time off (sick leave)
• paid holidays