Hybrid KYC Analyst

at Sumitomo Mitsui Banking Corporation – SMBC Group

• Job title: KYC Analyst
• Job type: Full Time
• Experience level: Mid level, Senior
• Salary: $63,000 - $75,000 per year
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Jersey City, United States

About the role

• KYC Analyst performing ongoing monitoring alerts related to financial crime detection. Collaborating with teams to ensure compliance with KYC and AML regulations at SMBC Group.

Responsibilities

• Perform daily processing of ongoing monitoring alerts related to negative news and adverse media.
• Review and analyze adverse media alerts generated through screening tools and systems.
• Conduct research using internal systems and external sources (e.g., news articles, regulatory databases, public records) to assess the relevance and severity of adverse information.
• Determine whether adverse media findings warrant escalation or further investigation.
• Document findings clearly and concisely in accordance with internal procedures.
• Collaborate with KYC onboarding and periodic review teams to ensure alignment on client risk profiles.
• Escalate potential financial crime risks (e.g., money laundering, fraud, corruption) to appropriate stakeholders.
• Maintain up-to-date knowledge of global regulatory developments and financial crime typologies.
• Support continuous improvement initiatives related to alert handling, screening logic, and operational efficiency.
• Support day-to-day interaction with operations teams and internal business units to respond to processing requests and ensure timely resolution to onboarding issues that may arise.
• Prepare reports and status updates to internal and external stakeholders.
• Provide operational coverage across lending operations teams and interact with other infrastructure groups to ensure that KYC and accounts are opened timely and accurately.
• Demonstrate a good understanding of KYC requirements as they relate to the completion of documents, customer identification and various due diligence.
• Demonstrate ability to understand KYC risk factors in order to complete risk assessments and draft overall risk summaries.
• Demonstrate working knowledge of AML regulations.

Requirements

• 3 to 5 years of specialized experience in Financial Services Back office operations.
• Management experience preferred.
• BA / BS (or equivalent experience) CAMS preferred
• Very strong technical knowledge of AML, Bank Secrecy Act, Foreign Asset Control.
• Very strong level knowledge of KYC (Know Your Customer) process and regulations.
• Strong knowledge of banking policies, statutory and compliance regulations.
• Strong knowledge of market practices related to compliance operations.
• Good judgement, sense of urgency and accountability; time-management skills.
• Ability to supervise and train others.
• Ability to execute in a high pressure environment.
• Good interpersonal skills.
• Strong written and verbal communication skills.

Benefits

• Health insurance
• Competitive portfolio of benefits