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About the role
- Credit Risk Manager at Lendable optimizing credit decision-making in a high-impact role. Collaborating with cross-functional teams to drive credit strategy and portfolio growth.
Responsibilities
- Build a high-performing credit card portfolio with ambitious growth targets and a commitment to responsible lending.
- Optimize credit decisioning including who to lend to, limits to set, and rates to offer.
- Stay ahead of economic trends, adapting strategies accordingly.
- Develop and own models that forecast returns and drive investor reporting.
- Define and refine credit strategies that align with evolving portfolio goals.
- Discover data-driven insights using Python and SQL to address key business questions.
- Collaborate cross-functionally with product, engineering, data, and operations teams to implement and improve strategies.
- Continuously monitor the effectiveness of credit strategies and identify areas for improvement.
Requirements
- Daily coding experience, with Python and SQL.
- Proven experience in credit risk strategy within finance, ideally within consumer lending.
- Strategic thinking and ability to translate complex data into clear, actionable decisions.
- Results-focused mindset balancing business and customer needs.
- Collaborative, growth mindset and willingness to challenge your own assumptions.
- Strong sense of ownership and proactive problem-solving attitude.
Benefits
- Best-in-class compensation, including equity.
- You can work from home every Monday and Friday if you wish.
- Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday.
- We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance.
- We're an equal-opportunity employer and are looking to make Lendable the most inclusive and open workspace in London.
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