Hybrid Credit Risk Analyst

at ING

• Job title: Credit Risk Analyst
• Job type: Full Time
• Experience level: Mid level, Senior
• Salary: Not specified
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Warszawa, Poland

About the role

• Credit Risk Analyst implementing credit risk models at ING Bank with a focus on financial risk management. Collaborating across teams to ensure data quality and effective model execution.

Responsibilities

• Implement credit risk models including Probability of Default (PD), Loss Given Default (LGD), Exposure at Default (EAD), and feeders for IFRS9 Loan Loss Provision models.
• Provide expert advice on credit risk reference data and process change requests, ensuring data quality
• Actively participate in meetings with model developers, senior management, and internal/external auditors
• Act as a liaison between stakeholders and the team to ensure smooth collaboration across the value chain

Requirements

• Hold a Bachelor’s or Master’s degree with a strong financial background (preferred: econometrics, quantitative methods, computer science, economics)
• Have several years of experience as a Business Analyst
• Possess solid understanding of financial risk, particularly credit risk and credit risk modelling
• Have hands-on experience with credit risk models (PD, LGD, EAD, IFRS9)
• Are proficient in SAS programming and tools (SAS Enterprise Guide, SAS Viya)
• Communicate effectively in English, both in writing and speaking, and can build strong stakeholder relationships
• Demonstrate a proactive mindset and a commitment to continuous improvement
• Are self-motivated with strong analytical and problem-solving skills
• Can independently manage tasks, gather input from stakeholders, and share knowledge and best practices with your team

Benefits

• Flexible working hours
• Professional development opportunities