Hybrid Manager, Credit Risk Initiatives, Risk Management

at TD

• Job title: Manager, Credit Risk Initiatives, Risk Management
• Job type: Full Time
• Experience level: Mid level, Senior
• Salary: CA$96,900 - CA$136,800 per year
• Degree requirement: Bachelor's Degree
• Tech skills: Python
• Location requirements: Hybrid, Toronto, Canada

About the role

• Manager in Credit Risk Initiatives executing RWA credit risk forecasts and analytics. Leading initiatives in capital RWA and enhancing credit risk reporting for a leading financial institution.

Responsibilities

• Execute the quarterly Credit Risk RWA forecast, including preparation of presentation materials for risk executives
• Develop deep insights into the drivers of RWA, enhance and align forecasting methodologies across the enterprise by integrating new RWA capabilities
• Build and enhance RWA credit risk reporting and dashboards, ensuring that key messaging is communicated effectively to executives and other stakeholders
• Perform additional ad hoc credit risk analyses as required, including sensitivity and scenario analyses to support model and regulatory changes
• Enhance governance, documentation and streamline the end-to-end RWA forecasting process
• Implement and execute new quantitative models used for RWA forecasting and enhance the tool capable of performing sensitivity analysis across various scenarios for BAU and stress-testing
• Advance credit risk analytics to provide deep insights that identify portfolio trends, risks, and opportunities.

Requirements

• A minimum of 3-5 years of relevant experience in capital RWA, credit risk, or a related field
• Understanding of regulatory frameworks related to credit risk, capital requirements, and RWA calculations
• Proficient in Python and other programming languages to implement and enhance RWA forecasting models
• Strong analytical skills, with experience in Business Analytical Tools (Power BI, Alteryx)
• Proven ability to build effective relationships with stakeholders and influence to deliver on key priorities
• Project management skills, capable of managing multiple deliverables with competing priorities
• Proficient in creating PowerPoint presentations and dashboards that deliver strong messaging for executive level audiences
• Excellent written and verbal communication skills
• Committed to continuously find ways to enhance capabilities, improve processes, and strive for better outcomes.

Benefits

• Base salary
• Variable compensation
• Health and well-being benefits
• Savings and retirement programs
• Paid time off
• Banking benefits and discounts
• Career development opportunities
• Reward and recognition programs