Data Scientist at Shift building complex models for credit risk and fraud. Collaborating with teams to innovate financial solutions for Australian SMEs.
Responsibilities
Develop and validate models for Credit risk (PD, LGD, EAD), provisioning (AASB/IFRS9), servicing, fraud and profitability using traditional ML, Bayesian modelling, and neural networks
Advanced data wrangling, working with complex and unstructured datasets
Contribute to model evaluation, monitoring and governance for internal and regulatory stakeholders
Take models from development to deployment in production using ML engineering tools
Optimise credit strategy through modelling, automation, and performance insights
Research new modelling methodologies and challenge the status quo to drive innovation
Work with diverse data sources (e.g. bank statements, credit bureaux, OCR) and ensure data integrity
Share your knowledge through team discussions, workshops and informal peer sessions
Collaborate with business and technology teams to align data science with business goals
Requirements
Demonstrated experience coding in Python and SQL
Solid quantitative background – you’re comfortable with stats, modelling, and problem solving
Experience building statistical models including data wrangling, feature engineering, and model evaluation.
Experience in Databricks, PySpark, or similar clustered computing environments
Experience deploying ML models using MLFlow or other ML engineering tools in production
Excellent communication skills – you can explain complex models to non-technical teams
Ability to manage projects, define scopes, and deliver aligned outcomes
Collaborative mindset with curiosity and a passion for learning
Commercial or financial services background
Master’s or PhD in a quantitative discipline (Stats, Maths, CS, Engineering, etc.)
Benefits
Collaborative teams – a flat structure means everyone can learn from colleagues and senior leaders around the business.
Be involved – come together with all of your colleagues every 100 days to share the product and technology roadmap and business strategy.
Flexible working environment – we’re headquartered in North Sydney with state-based workplaces and offer a flexible work policy.
Family support – industry leading 26 weeks paid parental leave.
Purpose built spaces within our office – designed for collaboration, brainstorming, socialising, and focused work.
Range of benefits supporting your physical, psychological and financial wellbeing. From a day off on your birthday to excellent end of trip facilities.
Senior Data Scientist building machine learning solutions for Kempower's EV charging software. Collaborating across teams and mentoring junior colleagues in a hybrid work environment.
Data Science Intern supporting AI/ML initiatives within Foundation GEOINT. Working on computer vision and geospatial data analysis for government customers.
Data Scientist helping drive customer success and engagement using data - driven insights at OpenAI. Collaborating with various business units to optimize performance and foster growth.
Senior Data Scientist developing NLP and data science solutions for fast - evolving markets at LSEG. Collaborating with Subject Matter Experts to ensure production - ready, customer - focused outcomes.
Data Scientist III at Frost managing data extraction and modeling for banking services. Lead projects, mentor analysts, and design machine learning algorithms for business optimization.
Data Scientist role at Vivo, engaging in data transformation and machine learning on large datasets. Focus on big data analytics using modern tools and methodologies in a telecom environment.
Internship in Data Science and AI at Ekimetrics focusing on data - driven marketing solutions. Join a team to analyze data, develop models, and improve business performance.
Data Scientist applying machine learning and statistical models for HP's Enterprise Planning & Analytics team. Leading diverse data projects focused on demand planning and forecasting.
Lead Data Scientist collaborating with teams to develop analytic solutions for financial services clients. Delivering insights and fostering relationships to drive B2B customer value.