Associate Data Scientist designing and evaluating LLM - based applications for Manulife. Collaborating on AI initiatives and gaining experience in a supportive environment.
About the role
- Data Scientist providing analytical support for Small Business Lending products at PayPal. Responsible for managing risk and overseeing credit strategy and controls.
Responsibilities
- Lead the development and implementation of advanced data science models
- Collaborate with stakeholders to understand requirements
- Drive best practices in data science
- Ensure data quality and integrity in all processes
- Mentor and guide junior data scientists
- Stay updated with the latest trends in data science
Requirements
- 3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience
- An advanced degree in a quantitative field, such as statistics, mathematics, computer science or engineering (preferred)
- 2+ years of experience in credit risk management/lending (preferred)
- Strong analytical skills, demonstrating ability to work with data, identify patterns, derive/visualize business insights and translating them into compelling narratives
- Experience with merchant or small business lending environments is a strong plus
- Understanding of second line of defense functions is a strong plus
- Proficiency with Python, SQL, or other statistical analysis tools is a strong plus
- Ability to assess, review and analyze current credit strategy and exposure limits/thresholds to ensure alignment to the Risk Appetite
- Excellent written and verbal skills; interpersonal and collaborative skills; ability to communicate credit risk concepts to technical and non-technical audiences; ability to communicate second line challenges in an effective and respectful manner
- Critical thinker with strong influencing, negotiation, and relationship building skills; an ability to interface internally and externally to ensure successful, high-quality outcomes
- Ability to work with geographically dispersed teams
Benefits
- Generous paid time off
- Healthcare coverage for you and your family
- Resources to create financial security and support your mental health
- Comprehensive, choice-based programs to support personal wellbeing
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