Risk & Control Manager at Lloyds Living overseeing risk and control within property management. Supporting compliance and risk culture in a dynamic and growing business within Lloyds Banking Group.
Responsibilities
Act as a risk champion and source of professional risk expertise to the business on the LBG Risk Management Framework – driving a positive, continuous risk and control culture across the business through embedding the Groups Risk Management Framework.
Provide risk oversight across the residential property portfolio, including PRS, Shared Ownership/Pathways schemes, with a focus on Legal and Regulatory compliance, data and customer conduct.
Interpret and help the business apply the Group Policy Framework, write Lloyds Living specific procedures, monitor on-going compliance, request exceptions and report breaches where applicable.
Help build an effective control environment and both perform, and support the business to perform, control assessments and testing in line with the One Risk and Control Self-Assessment Process.
Ensure Lloyds Living complies with relevant regulation and legislation, and identify, impact assess and implement regulatory/legislative change in conjunction with the business.
Uncover emerging issues and/or needs and identify potential causes, related issues, key stakeholders and barriers.
Provide day to day guidance to the business including acting as a subject matter expert to projects and working groups.
Requirements
A comprehensive understanding of all aspects of the Group’s Enterprise Risk Management Framework, and experience of working in a control environment or business risk function managing multiple risks.
Proactive self-starter - eager to learn, with the ability to self-organise/deliver independently and operate under your own initiative to anticipate, manage and resolve multiple priorities.
Experience partnering with Finance teams and/or managing technology risks preferred but is not essential.
Comfortable and adaptable in an evolving business as it grows and matures.
A growth mindset and a willingness to try new ways of doing things; ‘We’re bold’ in Lloyds Living.
The ability and skill to interpret and apply knowledge of laws, regulations and policies in area of expertise.
An ability to manage a range of internal and external stakeholders, including senior company executives, through excellent written and verbal communication skills.
And if you have experience in real estate, the private rented sector or shared ownership – even better!
Benefits
A generous pension contribution of up to 15%
An annual performance-related bonus
Share schemes including free shares
Benefits you can adapt to your lifestyle, such as discounted shopping
30 days' holiday, with bank holidays on top
A range of wellbeing initiatives and generous parental leave policies
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