Risk Analyst analyzing credit and financial risks for Goya, a FinTech company optimizing financial processes. Collaborating closely with various departments to ensure data-driven decisions.
Responsibilities
As a Risk Analyst – Credit & Financial Risk, you analyze and assess credit and default risks of customers, debtors and total exposures.
You work closely with market, Operations and Financial Controlling to ensure that decisions are data-driven, transparent and pragmatic.
Conduct initial and follow-up reviews of customers, debtors and exposures.
Analyze and evaluate credit and financial risks.
Monitor risk positions and derive recommended actions.
Prepare and further develop risk reports, KPIs and presentations.
Contribute to methods and processes in risk controlling.
Close collaboration and interface management with market, Operations and Financial Controlling.
Requirements
Degree in Business Administration, Banking, Finance, Mathematics, Physics or a comparable field (alternatively: very good banking qualification with relevant additional certification, e.g., CFA or FRM)
Experience in assessing credit risks or in risk management at a financial institution
Solid knowledge of regulatory requirements, in particular MaRisk
Confident use of BI tools and SQL
Analytical, structured and solution-oriented working style
Very good German language skills (C1/C2) and good English language skills (C1)
Benefits
Competitive compensation
Hybrid working: Karlsruhe, remote or hybrid
Professional development opportunities in the risk and credit area
Scope to shape analyses, methods and processes
Short decision-making paths and direct collaboration with market & executive board
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