Hybrid Senior Credit Risk Manager

at Daimler Truck AG

• Job title: Senior Credit Risk Manager
• Job type: Full Time
• Experience level: Senior
• Salary: Not specified
• Degree requirement: Bachelor's Degree
• Tech skills: VBA
• Location requirements: Hybrid, Leinfelden Echterdingen, Germany

About the role

• Lead the identification and management of credit risks, develop and validate quantitative models, and produce risk reporting for management and regulators. Collaborate with stakeholders, support audits, conduct stress testing and contribute to group-wide risk management initiatives.

Responsibilities

• Your primary responsibility is to independently identify and actively manage the risks of DTFSD.
• Your focus will be on managing borrower/ counterparty credit risks and risk-bearing capacity, as well as reporting to the Executive Board, Supervisory Board and regulatory authorities.
• You will continuously develop, optimize and refine processes and methodologies.
• Maintenance, further development and validation of quantitative models for measuring and managing credit risks, impairment calculations and rating & scoring models for DTFSD’s portfolio.
• Ongoing monitoring of risk-bearing capacity, deriving and continuously monitoring limits, and preparing recommendations for action.
• Responsibility for cross-cutting methodological and organizational issues and their operational implementation for all material risk types.
• Development and regular preparation of committee and ad-hoc reporting.
• Further development of planning tools for producing borrower risk and impairment forecasts and reconciling and providing these for operational planning.
• Responsibility for designing risk management processes and the subsequent maintenance and further development of core areas, e.g., quantification and management of risks within the risk-bearing capacity framework, preparation of the risk inventory and the risk strategy.
• Conducting stress tests, simulations and analyses and timely response to ad-hoc requests.
• Serve as the subject-matter contact for your areas of responsibility for all stakeholders and prepare for and support audits by internal and external reviewers.
• Active participation in DTFSD and group-wide projects within the Risk Management area — and beyond.

Requirements

• Degree in (business) mathematics or economics with a strong methodological/statistical component (e.g., quantitative methods focus), or comparable qualification.
• Experience in risk management or risk controlling at a leasing company or a bank, with a focus on statistical modeling of credit and residual value risks.
• Experience in modeling and validating rating models and scorecards.
• Extensive knowledge of relevant regulatory requirements (MaRisk, CRR, EBA) and accounting standards under German GAAP (HGB) and IFRS is an advantage.
• Practical experience with statistical or mathematical software (e.g., SAS), programming skills (e.g., VBA), and confident use of MS Office and Power BI.
• Excellent conceptual and analytical thinking skills as well as strategic mindset and actions.
• Confident collaboration with stakeholders.
• Good organizational skills, commitment and flexibility.
• Business-fluent German and English.

Benefits

• We want you to take the wheel from day one and feel comfortable. That is why you will start with a multi-day onboarding and an individualized induction, during which you will get to know your new colleagues, our products and our culture.
• You will benefit from collective agreement-based compensation under a tariff agreement.
• We offer a wide range of learning and development opportunities, such as LinkedIn Learning for professional and personal development. We support you with targeted training from our Learning & Development team to advance your personal and professional growth.
• We offer flexible time tracking to help you balance work and private life.
• Remote work is possible! As a rule, we offer several days per week of mobile working, adapted to team needs. Ask about the arrangement for your role during the interview.
• You will have 30 days of vacation per year and above-average public holidays (location Baden-Württemberg) as well as paid leave for important family events (e.g., wedding, birth, etc.).
• Health insurance through Mercedes-Benz BKK, company pension plan and capital-forming benefits. You also benefit from regular health days with health checks and free vaccinations.
• As a family-friendly employer, we help you find the best possible childcare for your children.
• Into sports? In our sports club SG Stern you can try different sports depending on location, such as kitesurfing, diving, ice hockey and classic fitness offerings, and take part in our company run. There is also an e-sports community around various games and genres.
• At our beautiful campus in Stuttgart-Leinfelden with a great canteen, coffee bar, lounge area and much more.
• We are easily accessible and support you with a job bike or a car at special rates (annual/company car via the Mercedes-Benz Members program). A free parking space is available if needed.
• Corporate Benefits with attractive offers from numerous external partners (e.g., events, consumer electronics, travel, etc.), employee share programs — the list is long. There’s bound to be something for you!