Environmental and Seismic Risk Officer at U.S. Bank managing environmental and seismic due diligence processes. Responsible for compliance with federal and state regulations regarding risk assessments.
Responsibilities
Environmental and Seismic Risk Officer position requiring a high degree of specialized technical ability and excellent communication skills
Responsible for implementing the environmental and seismic due diligence process from report engagement to review completion and facilitates report delivery
Must be able to perform duties independently, and must demonstrate initiative in researching, analyzing, and resolving complex environmental and seismic risk issues
Participates in projects and/or activities that ensure compliance with applicable federal, state, and local environmental laws and regulations, and OCC guidance
Assess and manage environmental, seismic, and property condition risk for collateral properties
Properly order environmental and seismic risk reports from approved consultants
Identify, respond and/or escalate environmental and seismic risks as appropriate
Review environmental and seismic risk reports for technical accuracy, compliance with the scopes of work, and reasonableness of conclusions
Effectively communicate environmental and seismic risk conclusions and recommendations for additional due diligence or site mitigation as appropriate using lay terms
Counsel and advise bank personnel regarding environmental and seismic risks, risk management options and risk mitigation
Research and analyze complex environmental issues, guidelines, and legislation (e.g., lender liability, ASTM standards)
Requirements
Bachelor's degree, or equivalent work experience
Typically, more than eight years of applicable experience
Bachelor's degree in an environmental science
Minimum of 10 to 15 years of applicable environmental experience in environmental assessment and remediation, with at least 5 years directly related to real estate transactions and the environmental liability concerns of lending institutions
Registered Professional Geologist or Professional Engineer
Advanced knowledge of applicable environmental regulations, seismic assessment, financial services, and regulatory trends
Experience with Phase I and II environmental investigation, contaminant mitigation, and seismic risk assessment
Ability to propose customized environmental and seismic solutions as needed to mitigate potential risk exposures
Having worked for a lender as an environmental risk officer
Existing participation in the Environmental Bankers Association
Excellent interpersonal, verbal and written communication skills
Confidence in communicating with various borrower and lender representatives, including attorneys
Effective relationship building and negotiation skills
Self-motivated and ability to work independently
Strong problem solving, time management, planning, organizational and prioritization skills
Ability to be flexible and adapt in a dynamic environment
Strong computer technical skills using Microsoft Office applications including Word, Excel, Power BI, PowerPoint, Teams, and SharePoint
Benefits
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
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