Hybrid Manager – Capital Markets Loan Operations

at Tala

• Job title: Manager – Capital Markets Loan Operations
• Job type: Full Time
• Experience level: Junior, Mid level
• Salary: Not specified
• Degree requirement: No Education Requirement
• Location requirements: Hybrid, Manila, Philippines

About the role

• Manager overseeing loan operations in Capital Markets at Tala. Responsible for supporting lending activities and compliance with financial guidelines.

Responsibilities

• Monitor loan disbursement and documentation; ensure loan tape is in compliance with lending guidelines and restrictions set by our capital providers.
• Support the ongoing diligence, compliance, and reporting processes, for Tala’s lenders and capital providers.
• Partner with legal, operations, and accounting teams to ensure loans are properly onboarded, accounted for, and documented.
• Support Data & Analytics team to verify that loans are booked correctly and all data fields are accurate; ensure that all post-closing documents are in order and match credit underwriting criteria.
• Support ongoing investor relations, investor/lender reporting, and relationships with banks, lenders, investors, and intermediaries, particularly loan channeling partners in SE Asian markets.
• Build and monitor dashboards and reports to track new loan origination, loan repayments, performance statistics and adherence to Tala lender contractual requirements.
• Coordinate loan collateral tracking, cash balance tracking, and borrowing base adequacy across Finance, Accounting, and Treasury teams.
• Support refinancing, upsizing, product, and underwriting enhancements as needed.
• Manage covenant compliance for existing debt portfolio; ensure loan portfolios are aligned with risk management policies.
• Ensure all loans are in compliance with local regulatory requirements.
• Implement and maintain next-generation portfolio management software systems.
• Partner with the Product and Engineering teams to automate portfolio reporting and analytics work flows.
• Perform portfolio performance tracking and delinquency reporting.

Requirements

• 2+ years of loan processing or loan officer roles at a bank, commercial lender, or similar financial institution.
• Proven ability to self-start and figure things out independently in dynamic, unstructured environments.
• Strong cross-functional communication skills.
• Deep understanding of asset-based finance, debt structuring, fintech lending, payments, decentralized finance, stablecoins, asset tokenization and securitizations.
• Proven ability to prepare financial models, internal and external reporting memoranda (i.e. Confidential Information Memos and Portfolio Summaries).

Benefits

• Our vision is to build a new financial ecosystem where everyone can participate on equal footing and access the tools they need to be financially healthy.
• We strongly believe that inclusion fosters innovation and we’re proud to have a diverse global team that represents a multitude of backgrounds, cultures, and experience.
• We hire talented people regardless of race, religion, color, national origin, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.