Lead and deliver AI initiatives focusing on traditional machine learning and generative AI for Mashreq Bank. Build, scale, and productionize models for business transformation and operational efficiency.
SI
Hybrid Data Scientist Mid/Senior – Focus on Credit Granting and Collateral
Posted last week
About the role
- Data Scientist developing statistical models for credit decisions at Sicredi. Collaborating with different teams while ensuring data-driven culture in credit and guarantees.
Responsibilities
- Develop credit decision models that consider Sicredi's various customer segments, strategies and products;
- Implement, together with the technology team, the models developed by the credit decision team;
- Monitor, review, recalculate and calibrate models when appropriate;
- Produce studies and new proposals on credit decisioning and collateral topics, understanding member profiles, products and stages of the credit cycle;
- Collaborate with different product teams, assisting with analysis and new data/insight perspectives;
- Interact with the various roles involved in data and systems processes (analysts, engineers, data scientists and business analysts);
- Maintain the necessary documentation for your deliverables and communicate results;
- Continuously develop your technical skills.
Requirements
- Bachelor's degree in a quantitative field such as Statistics, Mathematics, Physics, Accounting and Actuarial Sciences, Engineering, Economics, Computer Science or related areas;
- Experience with statistical modeling applied to the credit market;
- Strong writing skills, ability to synthesize information and communicate effectively;
- Experience with programming languages such as R, Python, Spark and SQL;
- Hands-on experience in data analysis, monitoring indicators/KPIs and conducting ad-hoc studies;
- Knowledge and practical experience in the credit market;
- Intermediate English skills preferred.
Benefits
- Fixed 14th and 15th salaries;
- Profit-sharing / results participation (depending on seniority);
- Health and dental plans without co-pay;
- Wellness programs via Wellhub (formerly Gympass) including nutrition, psychology, occupational health, massage, running groups and local gym access;
- Meal and food allowance with flexible percentage allocation between VA/VR cards, no co-pay;
- Extended maternity and paternity leave;
- Childcare or nanny assistance for children up to 6 years and 11 months;
- Support for children with disabilities, no age limit;
- Life insurance;
- Private pension plan with up to 7% salary contribution;
- Training platform — Sicredi Aprende — offering a variety of courses;
- 40-hour workweek — using a time bank system;
- Remote work allowance (except for positions that are 100% on-site).
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