Finance Manager at PayJoy helping underserved customers achieve financial stability. Supporting budgeting, forecasting, and analysis processes in a high-growth environment.
Responsibilities
Assist in budgeting, forecasting, variance analysis processes and modeling in support of PayJoy’s aggressive goals.
Develop financial models (top-down and bottom-up) for budgeting, business forecasting, company health, and pricing evaluation.
Prepare monthly, quarterly, and annual financial reports for management, including evaluating financial performance by comparing actual results with budgets and forecasts, and other financial metrics.
Support to model the value of future partnership opportunities.
Collaboration with departments to gather data for financial analysis, including working closely with the accounting team to gather financial information and assist with the reconciliation of Local GAAP versus US GAAP, and supporting operations in making payments to merchants and reconciling the transactions with accounting by helping with the assignment processes to the FIDC.
Model and ensure sufficient liquidity for the operation.
Support in defining the financial strategy by assisting operational areas.
Work closely with the superior to support ongoing daily functions
Requirements
Bachelor’s degree in Finance, Statistics, Economics or related studies.
Desired MBA or Master in Finance.
3-5 years of experience in financial planning & analysis, budgeting, forecasting, and financial reporting, in a fast-paced, high-growth environment.
Strong analytical mindset with a keen attention to detail, a proactive approach to problem-solving and forecasting skills to ensure healthy financial planning and operations control.
Understanding of corporate finance, accounting principles, and financial reporting standards (GAAP, NIF).
Advanced knowledge of Excel, Google Suite, and data analysis software.
Experience with NetSuite, PBCS/Hyperion is a plus.
English advanced for conversational use.
Benefits
100% Company-funded Health and dental and vision discount plan for employees and immediate family members.
Life insurance.
Phone finance, Headphone, home office equipment and wellness perks.
Consultant in Financial Transformation supporting major clients in Banking and Insurance. Engaging in projects to enhance Financial performance and processes over various phases.
Director of Financial Management at Capital One Travel overseeing FP&A team and business analytics. Generating insights and supporting senior leaders with strategic financial planning.
Lead System Operations Specialist ensuring the 24x7 operation of distributed payment systems for the Federal Reserve. Responsible for large - scale clearinghouse and transaction processing.
Financial Solutions Advisor providing personalized financial solutions to clients and helping achieve their financial goals at Bank of America. Responsible for building financial plans and recommending brokerage products.
Credit Advisor developing and managing custom credit relationships for strategic wealth clients. Leading credit delivery process and collaborating with Advisors and underwriting teams to meet client needs.
Financial Solutions Advisor at Bank of America providing customized financial advice. Helping clients achieve their financial goals through tailored solutions and comprehensive planning.
Senior Associate advising global insurers and commercial clients on complex coverage issues and high - value disputes. Advocacy in insurance, reinsurance, and commercial sectors with a collaborative team.
Director of IT Procurement leading sourcing and procurement strategies for IT goods at Emory University. Optimizing technology spend and ensuring contract compliance while supporting academic needs.
Senior Financial Analyst responsible for financial management and analytics at CRC Group. Preparing reports to evaluate financial performance and supporting mergers and acquisitions processes.