Consumer Lending Credit Analyst Trainee underwrite loans at Global Credit Union. Evaluate credit applications and ensure compliance with lending regulations.
Responsibilities
Underwrite consumer loan requests
Evaluate credit applications and make credit decisions consistent with the Equal Credit Opportunity Act and all other existing authority, including credit union policies and guidelines
Rapidly underwrite and respond to credit requests sent to the Consumer Lending department by members, credit union branches, and network dealers
Validate automated lending decisions and complete administrative follow-up to ensure compliance, fair lending, and member identification protocols are being followed
Perform other duties as assigned
Requirements
High school graduate or equivalent
One-year experience with this credit union in a problem-solving capacity, or underwriting consumer loans
Must have knowledge of all consumer lending regulations
Must have ability to adapt to a variety of situations, processing a high volume of work with attention to detail
Must have ability to communicate effectively and diplomatically.
Benefits
Short-term and long-term incentives
Comprehensive medical, dental and vision insurance plan that has HSA and FSA options
401(k) plan with a 5% match
Employee Assistance Program (EAP)
Life and disability coverage
Voluntary cash benefits for accident, hospitalization and critical illness
Tuition Reimbursement
Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays
Job title
Consumer Lending Credit Analyst – Trainee, I, II, III, Senior
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