Senior Data Science Analyst at Dotz developing predictive models for credit management. Responsible for validating and monitoring statistical models and evaluating financial impacts.
Responsibilities
Develop, deploy, validate and monitor statistical models to forecast credit risk, voluntary recovery of delinquent customers (self-cure), progression along the collections workflow (Collections Score), or propensity to accept product offers.
Identify and evaluate new information sources (macroeconomic time series, news feeds, interactions with mobile devices and digital channels, customer service voice data, etc.).
Research and assess new systemic and analytical solutions for the development, parameterization and monitoring of predictive models.
Perform backtests, validations and customizations of scores and attributes provided by credit bureaus (credit scores, restrictions, positive credit registers and open finance data).
Conduct feasibility studies and impact analyses of credit initiatives based on credit performance and portfolio profitability.
Requirements
Experience developing predictive models for credit origination and maintenance, debt recovery or propensity to accept offers/contract products.
Experience with programming languages (Python, SQL, SAS).
Experience conducting feasibility studies and financial impact analyses of initiatives, policies and strategies.
Preferred knowledge of advanced predictive modeling techniques (Machine Learning, Deep Learning).
Preferred experience with cloud computing platforms (AWS or GCP).
Preferred knowledge of the dynamics of financial products (revolving credit, installment products and insurance).
Service anniversary Dotz starting from the first year *
Discounts at major pharmacy chains *
TotalPass *
Childcare allowance *
Partnership with Open English *
Partnership with C4life: access to specialized support in these areas: psychological, legal, financial, social and pet care *
Various other initiatives and many Dotz within our "Ganha Mais" program, which aims to provide the best benefits to Dotz employees. Caring for #NossaGente is one of our main purposes; we are always seeking to offer the best so we can continue enjoying the journey with passion. *
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