Business Performance Analyst providing analysis and support for DoD customers in the IC sector. Develop effective solutions and assist with process improvements in business management.
About the role
- Graduate Credit Analyst at iwoca, responsible for assessing lending risks for SMEs using credit data and financial statements. Collaborates with teams to support underwriting decisions.
Responsibilities
- Reviewing credit data, financial statements and other data sources to assess the level of risk involved in lending.
- Conducting thorough due diligence to ensure affordability of credit in line with internal policies.
- Understanding and accurately capturing the specific revenue and risk drivers for SMEs.
- Being responsible for and trusted to make lending decisions.
- Supporting and improving our underwriting framework, through consistent high quality lending decisions to enable us to make better, faster and fairer decisions
- Communicating effectively with our Account Management teams to ensure customer needs are met.
Requirements
- A UK bachelors or masters degree from which you’ll be graduating in 2026
- A good understanding of how businesses operate, including their main risk and revenue drivers
- The ability to interpret financial statements to evaluate business performance
- An analytical mindset with a practical approach to problem solving
- Excellent communication skills. You will be in direct contact with applicants via phone and email to better understand their business
- A motivated and enthusiastic attitude that works well in a regularly changing and fast-paced environment
- This is a hybrid role, requiring 3 days in the office per week
Benefits
- Offices in London, Leeds, Frankfurt and Berlin.
- Events and community-led groups, including running groups, padel, and monthly ping-pong and pool competitions.
- Two company retreats a year, we’ve been to France, Italy, Spain and further afield
- Plenty of drinks and snacks in our offices.
- Medical insurance from Vitality, including discounted gym membership
- 25 days’ holiday, an extra day off for your birthday and the option to buy or sell an additional 5 days of annual leave
- Instant access to emotional and mental health support with our partner, Spill
- Share options
- Generous maternity and paternity leave
- A nursery tax benefit scheme to help you save money
- Paid volunteering day to support your chosen charity
- Extra leave if you want to travel or study
- One-month fully paid sabbatical after 4 years
- Cycle-to-work scheme
- Electric car scheme
- And to make sure we all keep learning, we offer:
- An L&D budget for everyone, including a book budget
- Company-wide talks with internal and external speakers
- Access to learning platforms like Treehouse if you want to learn to code
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
Location requirements
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