Senior Manager overseeing Funding and Liquidity Risk Management for 10 subsidiaries across Africa. Leading risk management strategies to optimize balance sheets and ensure compliance with regulatory requirements.
About the role
- Commercial Card Risk Manager overseeing Commercial Credit Card business's credit and operational risk strategy programs. Collaborates with internal and external partners to achieve strategic goals.
Responsibilities
- Oversight and monitoring of existing Commercial Credit Card portfolio with goal to reduce/mitigate credit, fraud losses, and employee misuse while balancing the customer experience/impact
- Identify Risks and develop proper controls to mitigate
- Evaluate effectiveness of controls and escalate as appropriate
- Evaluate the adequacy and effectiveness of enterprise and regulatory controls and the resulting risk and control self-assessments
- Responsible for creation and approval of internal new product/service risk assessments for new product launches/enhancements
- Deliver timely escalation of all issues requiring attention to senior management
- Work with business segment management to ensure that the overall risk function is effectively supporting strategic goals
- Collaborate with audit/business segment/corporate risk to address issues with plausible action plans and target dates
- In partnership with Commercial Card Product team, work with key internal partners, external vendors, and customers to develop/launch proper risk controls across the product set
- Partner with internal stakeholders to update documentation on a regularly scheduled basis; including credit policies, procedures, and process flows
- Act as the central point for receipt and distribution of important risk information for the business segment and reciprocate the flow of information back to corporate risk management
- Act as Business Segment Relationship Manager (BSRM) for vendor partnerships, ensuring we are meeting Third Party Risk Management requirements
- Ensure business segment adheres to corporate and business unit policies and procedures
- Must be aware of and keep abreast of credit risk associated with assigned business segment
- Performs other duties as assigned.
Requirements
- Bachelor’s degree
- Minimum of 5 years of experience in Compliance, Risk Management or Operational Risk, preferably in Payments and or Commercial Credit Card
- In lieu of a Bachelor’s degree 4 additional years of segment-specific or risk related experience may be considered
- Underwriting (credit) and Card Fraud/Disputes experience
- Advanced knowledge of risk management principles and regulatory compliance requirements
- Strong organizational, analytical, critical thinking and problem-solving skills
- Excellent verbal and written communications
- Strong interpersonal skills and ability to build strong partnerships and work collaboratively with all businesses
- Ability to deal with ambiguity, multi-task and work in a fast-paced environment
- Proficiency in MS Office suite.
Benefits
- health insurance coverage
- wellness program
- life and disability insurance
- retirement savings plan
- paid leave programs
- paid holidays
- paid time off (PTO)
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