Business Unit Risk Specialist providing risk management expertise and support in financial institution. Engaging with stakeholders for compliance with risk program requirements across Business Unit.
About the role
- Senior Property Risk Consultant at HUB International advising clients on managing property risks and advocating with carriers. Conduct assessments across diverse portfolio with technical expertise and industry knowledge.
Responsibilities
- Conduct comprehensive property risk surveys based on Highly Protected Risk (HPR) standards — evaluating construction, occupancy, processes, fire protection systems, human element programs, and site exposures to support insurance placement and risk profile improvement.
- Assess facilities across manufacturing, industrial, and commercial occupancies with particular focus on fire suppression systems, roof and building construction classification, electrical hazards, and process controls.
- Evaluate natural hazard exposures — including flood, wind, hail, and seismic risk — and conduct natural catastrophe assessments; articulate nat cat risk from site-level observations and, where applicable, from modeling technology.
- Prepare detailed property risk reports and engineering narratives suitable for carrier submission, client executive review, and underwriter negotiation.
- Conduct loss analysis and trending to identify client focus areas and inform prioritized risk improvement programs.
- Serve as the technical liaison between clients and major property carriers — advocating for favorable risk recognition based on documented improvements and HPR-aligned controls.
- Review and interpret carrier loss prevention reports; advise clients on recommended vs. required items and negotiate timelines and outcomes where appropriate.
- Develop and present property risk narratives and improvement roadmaps that strengthen underwriting submissions and support renewal negotiations.
- Provide oversight of insurance carrier loss control activities and assessments on the client’s behalf.
- Build trusted, long-term advisory relationships with client risk managers, operations leaders, and facilities teams across a diverse regional portfolio.
- Develop and implement strategic, customized client risk control service plans — tracking progress against milestones and demonstrating measurable value to client stakeholders.
- Consult with clients to understand their operational needs, risk objectives, and capital priorities; advise on best practices in property risk mitigation and safety management.
- Assist in implementation of property risk management best practices using sound project management and consulting disciplines.
- Conduct management and employee training sessions on property risk topics for clients as needed.
- Support HUB producers and account service teams in the region — participating in prospect presentations and articulating the value of property risk consulting to prospective clients.
- Identify and develop consulting opportunities, including pre-acquisition property assessments, COPE data verification, and property improvement program development.
- Develop and manage relationships with insurance carrier and vendor partners to expand service capabilities for clients.
- Contribute to special projects and divisional knowledge-sharing initiatives.
Requirements
- 10+ years of experience as a property risk or loss control consultant in an insurance brokerage, carrier loss prevention, or property risk consulting environment — or as an engineering/safety manager in a relevant industry.
- Bachelor’s degree in Fire Protection Engineering, Mechanical Engineering, or a related technical field.
- Expert working knowledge of NFPA standards, FM Global data sheets, and applicable building codes.
- Demonstrated experience conducting property risk assessments and providing consultation related to HPR underwriting requirements.
- Experience on technically complex accounts, including facilities with total property values in excess of $1 billion.
- Willingness and ability to travel approximately 25–30% overnight across California and the broader region.
- Valid driver’s license and reliable transportation.
Benefits
- health/dental/vision/life/disability insurance
- FSA
- HSA
- 401(k) accounts
- paid-time-off benefits such as vacation, sick, and personal days
- eligible bonuses, equity and commissions for some positions
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