Underwriting Manager leading a team of underwriters for insurance risk management at Guardian. Establishing guidelines, monitoring performance, and ensuring compliance with regulations, through strong collaboration.
Responsibilities
Lead a team of underwriters and pre-sale coordinators
Establish underwriting guidelines, workflows, and processes
Partner with Sales & Distribution to support producer relationships
Collaborate with Product, Actuarial, and Operations to deliver strong, client-focused solutions
Monitor KPIs and ensure decisions align with risk appetite
Improve execution and efficiency across risk assessment and renewals
Serve as the escalation point for complex cases and exceptions
Ensure adherence to compliance and regulatory requirements
Requirements
5–7 years of insurance risk management experience
3–4 years in a supervisory, management, or lead role
Experience in life or disability underwriting
Strong knowledge of underwriting principles, risk methodologies, pricing strategies, and insurance regulations
Ability to assess, approve, or decline complex and high-value cases
Familiarity with underwriting software, data analysis tools, and KPI tracking
Proven leadership skills
Excellent communication, negotiation, and cross-functional collaboration skills
Strong analytical and strategic mindset
Solid understanding of regulatory standards and compliance alignment
Preferred experience with Guarantee Issue Case-Level Underwriting for Individual Disability or Executive Benefit Life
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