Financial Analyst at BCR performing credit structuring and financial analysis for corporate clients. Collaborating on credit applications and ensuring compliance with lending policies.
Responsibilities
Perform credit structuring activity for the assigned corporate clients’ portfolio
Perform financial analysis, transaction structuring and financial modeling for credit applications
Offer input for setting financial covenants and perform peer reviews
Advise on correlations and relevance of financial ratios and financial standing in specific industries
Prepare financial analysis, market analysis and group/client presentation sections of the credit application
Confirm the compliance of lending policies
Provide specific input and review credit documentation
Ensure coverage of specific financial structuring terms
Facilitate the credit approval process and act as interface with Risk Underwriting division
Check financial conditions compliance against financial situations provided by clients
Timely delivery of annual reviews applications in collaboration with the relationship manager.
Requirements
Economic/Technical university degree (either Bachelor or Master)
At least 5 years work experience in financial or banking institutions / 3 years in financial analysis for corporate clients
Strong corporate banking, corporate banking products and credit structuring knowledge
Financial analysis and modeling skills
Accounting and IFRS and GAAP knowledge
Overview of local and CEE market companies’ specifics (financial indicators)
General legal knowledge and/or LMA documentation and monitoring
Strong analytical skills and negotiation abilities
Ability to work independently and achieve results as part of a team
Flexibility, stress resilience
Ability to act as a perfect team-player being capable of finding solutions and work under pressure
Strong personal and social skills
Fluency in English (excellent written and oral communication skills).
Benefits
Monthly budget for flexible benefits through the Benefit Online platform
13th month salary
Performance-based bonus
Banking facilities, benefits for private pension and discounts on insurance policies
Gifts for special occasions
Vacation allowance
Private medical services for you and your family
Hybrid and flexible work schedule
1 month / per year of remote work from abroad (UE)
Up to 27 vacation days depending on your professional experience
Extra 7 days off per year if you have used up your vacation days
One day off for your birthday
Wellbeing, personal and professional development programs, and platforms that allow you to learn anytime, anywhere, and from any device
Subscription to Bookster.
Job title
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